Credit cards have often served a purpose in our society today of buying now, but paying later.  The result of this is bad credit for many people.  In a society where we buy now and pay later we are often finding that we still can’t pay later.  With the credit scores declining many credit card companies have begun to offer bad credit credit cards.  Bad credit credit cards allow a person with poor to bad credit to obtain a credit card. 

There are a few reasons for this lucrative business to be put in play.  First the banks and credit card companies are still going to be able to make money off of the individuals who have bad credit, but if you know how to play the game then you can actually use the bad credit credit cards to your advantage.  Bad credit credit cards enable a person to rent a car, book a hotel, or purchase plane tickets.  Most companies will not take cheques any more and if you use your debit card they will hold twice the amount for the rental or hotel until a few days after you’ve checked out.  

As with any type of credit cards, it is always important to use the credit made available to you carefully. If you do not pay off your credit card balance every month then the interest charged on your bad credit card can soon mount up and if you then fail to meet your minimum payment obligation you will damage your credit rating even further. Well above are just some of what I learned from the comprehensive and very informative website about credit cards - yourcreditnetwork.com.

The banks and credit card companies are still going to be able to make money off of the individuals who have bad credit loans, but if you know how to play the game then you can actually use the bad credit credit cards to your advantage. Those credit cards for bad credit enable a person to rent a car, book a hotel, or purchase plane tickets.  Most companies will not take cheques any more and if you use your debit card they will hold twice the amount for the rental or hotel until a few days after you’ve checked out. Thus with badcreditoffers.com, it provided us the sources to the bad credit credit cards to help us in our future urgent needs.

My life as an IT Student is very much demanding of my time and even how much I wanted to avoid my self from stress especially in too much exposure to my computer, I don’t have the choice but to do all my assigned tasks in and outside the school.  

The endless staring at the computer while in school and at home means STRESS. Then if I go out from home, the glaring sun and the dirt offer another sources of stress. No matter what I do, my eyes will surely be subjected to undue stress.

Thanks to Zenni Optical $8 Rx Glasses. Manufacturers have employed several technologies, in fact it is one of the Great Discovery: Zenni Optical  solution to have come up with a variety of lenses to fit your particular lifestyle. This one Best Thing Found: Zenni Optical eye glasses gives us maximum protection with their stylish, fashionable eyewear and not to mention at a relatively low prices. Having this stylish, fashionable eyewear will definitely give me maximum protection from stress, definitely eye stress. Thus, this eyewear means protection in style and in fashion!

Published by: INQUIRER.net by Maila Ager
Date Published:  01/21/2008

News Editorial: Farmers’ Day’–Beltran

MANILA, Philippines — To honor the 13 farmers killed during a march on Malacañang 21 years ago, a leftist lawmaker is urging the immediate passage of a measure declaring January 22 “National Farmers’ Day.” The farmers were killed when security forces opened fire on the protest march to demand genuine agrarian reform on January 22, 1987, in what is now known as the Mendiola massacre for the bridge leading to the Palace.

Anakpawis Representative Crispin Beltran, principal author of House Bill 1725, said the bill should be passed because the farmers’ present struggle for genuine reform has assumed a “historical dimension and social significance similar to Andres Bonifacio’s struggle for independence against our colonial masters.”“The Mendiola massacre is a hallmark of that struggle, so it is just fitting that we honor that moment in our history in the same manner that we have honored Andres Bonifacio and the struggle for genuine freedom and democracy,” Beltran said in a statement on Monday.

Declaring January 22 National Farmers’ Day, the lawmaker said, would serve as a reminder that the struggle for genuine reform and social justice remains an “unfinished business of our social nation.”Besides its historical significance, Beltran said it has become a tradition for farmers to march to Mendiola every January 22, not only to demand justice for the 13 victims of the 1987 massacre, but also to advance their call for genuine agrarian reform.

In relation to this, the Anakpawis solon criticized what he described as the military and police’s “overkill preparation” for the protest action to be spearheaded by militant farmers on Tuesday, 21st anniversary of the Mendiola massacre. Authorities have declared a red alert over Metro Manila and are expected to deploy as many as 10,000 soldiers and policemen, claiming that a destabilization plot is set to be mounted in time with the leftist protests.

But Beltran said likened this preparation to rubbing salt on the wounds of the dead farmers and the survivors of the Mendiola Massacre. “While farmers are demanding justice and solutions to their perennial demands, this government is responding with terror tactics and violence,” he said.

Reaction:

I agree to the making of January 22 as National Farmers’ Day. I think as of the moment this is the least that the government can do. But then, I don’t believe it will suffice to give justice to all those farmers who died during that Mendiola massacre. Declaring a certain date a holiday could never bring back those lives taken by the pit of prejudices in our country. The government should provide the solution as a full response to their long lived wish for a full implementation of the agrarian reform. To which government agency, Department of Agrarian Reform, should be able to lead in the implementation of agrarian reform & sustainable development in the country through land tenure improvement and the provision of integrated development services to landless farmers, farm workers and small-landowners-cultivators & the delivery of agrarian justice as key to long lasting peace and development of the countryside.

Reflection: New Year’s Eve Sacrifice

Women’s rights around the world are an important indicator of understanding global well-being. Many may think that women’s rights are only an issue in countries where religion is law, such as many Muslim countries. Or even worse, some may think this is no longer an issue at all.

But, Hsiang Lin’s wife is a picture of a pitiful woman, discriminated, and a woman who doesn’t have an identity of her own. She’s a picture of a woman who no one ever cares if she does exist in this world. Upon reading the selection on New Year’s Eve where it relates the life story of Hsiang Lin’s wife, my heart can’t just stop beating fast controlling my emotions thinking that I can’t do anything to defend her from such oppression and from such humiliation. It is very much humiliating that even she, herself couldn’t have that right to decide on her own. Issues such as forcefully offered as wife to other men in exchange for cash, good or we may coin it as wealth. Women’s dignity I believe is not worth anything in this world and it can not be bought by any wealth in this world.

Lu Hsun’s “New Year’s Eve Sacrifice” for me is a masterpiece. It is a masterpiece because it presents to the whole world the issues about women that has to be taken care of and needed much of our attention. I am just so grateful that nowadays especially in Philippines, this kind of practice to which Hsiang Lin’s wife suffered does no longer apply. There are already a lot of institutions who played the role of women defenders against all prejudices of women. I, myself would stand firm as well, to protect my fellow women, my self to which we are safe and far from what life has brought to Hsiang Lin’s wife.

Source: Philippine Daily Inquirer
Date Published: January 14, 2008

 “Let SC appoint all judges”

Reaction:

I don’t agree to this editorial. People have different perspectives in life and it just so happen when comes to this issue I reset so much with the author’s opinion. I would like to emphasize my resentment to the last line of the second paragraph of this editorial which states that- “That power should be exclusively exercised by the Supreme Court—to make the “separation of powers” principle more meaningful.”  

I can’t see any bright views on his statement that such principle would become more meaningful when separation of powers will solely be done by Supreme Court. On his latter explanation he stressed out that this purposely will insulate judges/justices from the pernicious influence of politics, when in the very first place- they are part of the Philippine Politics. And whether we like it or not, no matter what position you are into the government, these people sat on the same seat of “power”. Power that mostly push people to embrace graft and corruption, influence others to satisfy their selfish, political agenda. Mediocrity doesn’t know how to choose people to embrace it. So whether it is a Palace driven or not, politicians faced this one great tempting power.

If there would be a song that would best describe how I feel right now- that is Bad Day by Daniel Powter. Well, life would be unfair to anybody else if I only encounter victory. Maybe this is the reason why I’m bombarded with a lot of trials that I knew I have to overcome as soon as possible. Of course, I wouldn’t let anyone spoil my Christmas but it seems everybody is pushing me to spoil it. I knew it’s a matter of choice, my mindset to be happy but I just don’t know at this moment if I can do it.

This last semester of my College years is really full of trials. God! I got this one stupid teacher who get his lessons only at wikipedia.net. I don’t belittle what information we can get from wikipedia.net because I too, am getting some information from it. My point here is, this stupid teacher sets too high standards which does not even conform to his capacities. He’s a wide dreamer, he talks a lot, but he never have that word of honor. All what he said are just impossible dreams that I don’t know where he got all of these. I just wanted fair judgment. Can’t wait to get out from this kind of environment to where I am right now. INCOMPETENCE RULES AND HE IS THE KING!

Preludes our Christmas break is a nerve breaking exam week. You can now really feel the cold breeze touching the warm hearts of the people. Some are already busy with their Christmas wish list, menu for their noche buena and a whole lot more. But here’s me, enjoying this 4 consecutive no class days due to a nationwide transport strike.

Wheew, this strike brought pre-Xmas vacation for me. But it doesn’t mean I’m on to hang outs tonight but instead I’m facing my PC doing all our projects, documents and piles of requirements to accomplish for this coming week. Of course, it’s always part of my schedule to make posts for my seven(7) blogs. Yes, you read it right guys…I got seven blogs to maintain and that is how addicted I am to blogging. Anyway, it brought a lot of benefits for me so it was never a waste of my time.

December 6, 2007 marked a very significant day of my life as an IT student. It was indeed a very nerve breaking experience being one of the participants of the 5th Mindanao-Wide IT Quiz Bowl which is participated by 24 Universities and Colleges all over Mindanao. I feel so blessed and happy to share that a dream and prayer of mine is fulfilled. We grab the CHAMPION title of this year’s quiz bowl competition.

The quiz bowl was tough and it really tested our endurance to such nerve breaking questions in each round. I was quite surprised because the type of quiz given is not the typical multiple choice type but rather it was mainly filling in the blank with the correct answer. I could therefore proudly say that we won not by chances of guessing the letter of the correct choice but we won because we’ve answered the questions correctly. It was really tough and very challenging quiz show I’ve ever joined.

Quiz Show Result:

CHAMPION: UNIVERSITY OF THE IMMACULATE CONCEPTION (yours truly: Mary Grace Ignacio with Catherine Remolleno)

1st Runner Up: U.P. Mindanao

2nd Runner Up: Holy Child School of Davao
 

At least, I’ll be leaving the school with the prestige being the Champion. I’ve longed this for so long and everytime I join a competition. At all times, I never get contented of giving what is required but I always seek for ways to have a better result than what is expected. Just as like given a task, I always give my best shot and seek for more productivity. Same goes with joining a competition. 

Along with us to share this victory is our other accomplished wins for that day. We won 1st runner-up for our vocal solo, 2nd runner up for the MTV Spoof and Modern Dance. Congrats UICians! Indeed, it was a very great experience. Let me grab this opportunity as well to thank all the people who believed in us and supported us all the way. To Sir Ex, for choosing me as the participant, to our Coach-Sir Arnold, the UIC-ITE Family and my inspirations. Thank you so much!  

Updates:

The recently concluded programming competition paved way to UIC-ITE Programming team to their success for grabbing the 1st runner up title. Congrats guys!

I was considering to turn back on an emotional journey today, but a friend of mine told me to just try to hang in to this! I have to hold on to this continued efforts and my commitment to improve myself. And this will be the powerful sign I’ll be showing to the universe. It is something that can’t be denied. I need so much of moral support, your prayers and God’s guidance to this endeavor. A new challenge which is a must to face and I fervently pray to succeed.